TABLE OF CONTENT
Title page
TABLE OF CONTENT
ABSTRACT
CHAPTER ONE
1.0 INTRODUCTION
1.1 Background to the Study
1.2 STATEMENT OF THE PROBLEM
1.3 RESEARCH QUESTIONS
1.4 HYPOTHESES OF THE STUDY
1.5 OBJECTIVE5 OF THE STUDY
1.6 SIGNIFICANCE OF THE STUDY
1.7 SCOPE AND LIMITATIONS OF THE STUDY
CHAPTER TWO
2.0 LITERATURE REVIEW
2.1 INTRODUCTION
2.2 THE CONCEPT OF MICROFINANCE
2.3 THE IMPORTANCE OF MICROFINANCE
2.4 OVERVIEW OF MICROFINANCE ACTIVITIES IN NIGERIA
2.5 PARTICIPATING INSTITUTIONS IN MICROFINANCE ACTIVITIES IN NIGERIA
2.5.3 NON-GOVEIINMENTAL ORGANIZATION
2.5.4 PUBLIC SECTOR POVERTY ALLEVIATION AGENCIES
2.5.5 SPECIAL MICROFINANCE SCHEMES
2.5.5.1 Donor Agencies
2.6 MICROFMANCE MODELS
2.6.1 The Informal Model
2.6.1.2 Non Government Organizations (NGO)
2.6.1.3 ESUSU:
2.6.2 The Formal Model
2.6.2.1 The Linkage Model
2.6.2.2 Donor Model
2.7 THE MICROFINANCE POLICY
2.8 THE ROLE OF SMALL SCALE BUSINESS
2.9 CHALLENGES OF MICROFINANCE
2.10 A BRIEF ACCOUNT OF KADUNA, THE AREA UNDER STUDY
2.11 SOME REVIEW OF RELATED WORK ON MICROFINANCE INSTITUTION IN NIGERIA
CHAPTER THREE
RESEARCH METHODOLOGY
3.0 INTRODUCTION
3.1 RESEARCH DESIGN
3.2 POPULATION OF THE STUDY
3.3 SAMPLE SIZE AND SAMPLING TECHNIQUES
3.4 SOURCES OF DATA
3.5 METHODS OF DATA ANALYSIS
CHAPTER FOUR
DATA PRESENTATION AND ANALYSIS
4.0 INTRODUCTION
4.1 DATA PRESENTATION AND ANALYSIS
4.2 TEST OF HYPOTHESES
HYPOTHESIS I
HYPOTHESIS II
HYPOTHESIS III
HYPOTHESIS IV
4.3 DISCUSSION OF FINDINGS
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.0 INTRODUCTION
5.1 SUMMARY
5.2 CONCLUSION
5.3 RECOMMENDATIONS
BIBLIOGRAPHY
APPENDIX
ABSTRACT
The study on the roles of micro finance institutions (MFI) in Kaduna metropolis, base on a survey of five MFIs Yamans's sampling technique was used to determine the sample size in this research work. Primary data was gathered through the administration of questionnaires. In testing the various hypotheses, the chi-square method was used. The findings indicated that there is inadequate knowledge on the part of small scale entrepreneurs on improved lending conditions of MFIs, clients' apathy and the number of beneficiaries seems to be small. The recommendation given in the study include: information dissemination and Involvement of clients, proper documentation of records to meet the diverse loan requirements of clients and proper documentation of records by the Kaduna state ministry of commerce and Industry.
CHAPTER ONE
INTRODUCTION
1.1 Background to the Study
Studies on industrial development countries have shown that small and medium enterprises constitute a fundamental part of the industrial sector and play an active role and bring development to these countries. Over the year, the Nigeria economy has been dominated by large industries which are mostly multinational. This is obviously due to the government policies which encouraged and emphasized the development of these large industries at the at the expense of the small scale industries. Eventually, the Nigerian government recognized the development of small scale industrial as an imperative prerequisite for sustaining a well balanced industrial sector. Faust (2000) submits that four basic interrelated inputs are required to give impetus to their development. They included;
i. Favorable government policies and incentives
ii. Technical assistance
iii. Managerial assistance
iv. Finance assistance
Due to the uncertainties, the lower rate of return, the expense of administration and the mediocre expense of previous government lending programs, Faust added, financial assistance for the small entrepreneur has been lacking from both government and commercial source.
Consequently this heralded the institution dedicated to assisting small enterprises, the poor and households who have access to financial services. Institutions offering microfinance institutions are designed financial institutions dedicated to assisting small enterprises, the poor and households who have.....
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